Minimum Balance

Quarterly Service Charge

 Statement

 Other Features

 Interest Earners

 None

 None

 Quarterly

Available through age 18.  There is a $1.00 service charge per each withdrawal in excess of 6 per calendar quarter

 Regular
Savings Account

 $100.00

 $6, if below minimum

 Quarterly

There is a $2.00 service charge per each withdrawal in excess of 6 per calendar quarter

 Christmas Club

 N/A

 None

 None

Automatic deduction from checking or savings account.  Deposits can be made in any increment.  Account Number remains the same from year to year.  Simple interest credited to account annually.  Early withdrawal service charge is $5.00.

Certificates
of Deposit
 

Variety of terms and rates are available.  Fixed and variable rates available. 

Individual Retirement Accounts
 

Regular, Roth, and Coverdale Education Savings are available in various terms.