Personal Banking Services

We offer a variety of checking accounts, all tailored to service-specific financial needs. Minimum deposit to open account is $100.00. Internet Banking and Bill Pay are available for all of our checking accounts.

For our interest bearing checking accounts, interest compounded daily on the average daily available balance. Rates subject to change at management’s discretion.

United Bank’s checking accounts have unlimited checking (unless noted) and a free debit card is available with each account!
 

	Minimum Balance		Monthly Service Charge		Statement		Checks		Other Features
eFree Checking	None		None		Electronic only		Free		Free internet banking and bill pay, no foreign ATM fee assessed by United Bank.  REQUIRED:  valid email address and internet banking.
ChargeFree Checking	None		None		Itemized, no images		Customer pays
Regular Checking	$500		$5, if below minimum		Itemized, with images		Customer pays
Interest Bearing Accounts:
Interest Checking Account	$1,000		$10, if below minimum		Itemized, with images		Customer pays
Money Market Checking	$2,500		$10, if below minimum		Itemized, with images		Customer pays		Limit of 6 withdrawals per month; limit 3 third party checks per month.  Charge for each withdrawal in excess of 6 is $5.
Premium Interest Money Market Account	$5,000		$10, if below minimum		Itemized, with images		Customer pays		Limit of 6 withdrawals per month; limit 3 third party checks per month.  Charge for each withdrawal in excess of 6 is $5.
Premium Interest Money Market Account Tiers:  Tier 1:  $0 - $24,999 Tier 2:  $25,000 - $49,999 Tier 3:  $50,000 and above                                                            *Higher Balances pay Higher Rates
Package Accounts
Premier Members 1st Checking	None	$5.00*		Itemized, with images		Free		$10,000 AD&D Insurance and many more money and time saving benefits. See details in package account brochure.
* Keep $10,000 in deposits at United Bank and the monthly fee is waived.